Personal financial insight
Know where you stand.And where you can go.
RIQT brings your assets, taxes and important decisions together in one calm overview — and shows what deserves your attention now.
Not an accounting package. Not a banking dashboard. Direction instead.
Example view — not real data
My Compass
Good evening.
This is your current financial briefing.
Net worth
€ 824.600
Assets minus debts. Example amount.
Status
2
points of attention
What needs attention
Tax year 2026
Your reservation is on track.
Updates from your own data
Last change
Updated on 18 Aug.
How current your picture is
Reference dates checked.
Annual situation check
Review scheduled.
Why RIQT
One calm overview instead of scattered data.
Your financial life is spread across folders, portals and separate calculations. That makes it hard to see what you actually own, what you still owe and which decision matters now. RIQT collects those pieces in one place and shows where an amount comes from and how current it is — so your overview does not depend on your memory.
- Assets and debts together, with reference date and source.
- Taxes as part of your picture, not as a separate surprise.
- Work out future choices without committing to anything.
How it works
In three understandable steps.
You enter your situation
Assets, debts, income and your tax situation — at your own pace, with an explanation next to every field.
RIQT organises and calculates transparently
Your data is organised and calculated. For every amount you see the source, the reference date and the reasoning.
You look ahead on purpose
Work through scenarios — moving in together, gifting, repaying extra — and calmly see what they mean.
What it offers
Four parts that work together.
My Compass
Your net worth: assets minus debts, with a reference date and source per entry.
Taxes
Enter your tax situation, calculate it transparently and see what you still need to set aside.
Looking ahead
Calmly work through scenarios such as moving in together, gifting or inheriting — without consequences.
MOT
Your sounding board in the app: it sharpens your questions and points to the source of an answer.
Stories
Financial calm starts with the whole story.
These are fictional cases, composed from recognisable financial situations. They are not real clients, reviews or testimonials; names, quotes and amounts are illustrative.
Trust
Calm, traceable and yours.
Your data stays private
What you enter belongs to your own account and is not shared with other users.
Calculations are traceable
Every amount can be traced back to the input, the reference date and the rules applied.
AI suggests and explains
No automatic bookkeeping and no blind advice: explanation and suggestions, nothing more.
You stay in control
You decide what is recorded, what you change and what you remove again.